Critical Illness Cover
This provides cover against the risk of you having a serious illness such as a heart attack or cancer. If you are diagnosed with one of the listed serious illnesses covered during the term of the policy you could be paid a lump sum or in some instances a regular income. Additionally this cover can be purchased on its own or in combination with other types of cover, normally term assurance (life cover). Again the cover will normally be taken on a level or decreasing basis although other options sometimes are suitable.